For new structure, the lender accounts for conformity with Fannie Mae’s standard appraisal standards, specifically B4-1
MH Virtue Possessions Qualification Requirements

MH Advantage is created construction that’s made to see design, structural framework, and effort performance requirements that are significantly more in keeping with site-dependent homes.
particular structural and visual enjoys such special rooftop services (eaves and better pitch roofline), straight down profile basis, garages otherwise carports, decks, and you may dormers;
Fannie mae possess preparations having firms of homes meant to meet the requirements having MH Virtue based on particular design conditions. The fresh new contract lets the newest suppliers to make use of an MH Advantage Sticker to help you multiple-depth are available land that meet up with the framework standards. With the exception of the lender standards outlined less than, loan providers will never be needed to independently determine the new property’s eligibility having MH Advantage.
guarantee the assets matches the new MH Advantage criteria by looking at assessment photographs evidencing the current presence of the brand new MH Virtue Sticker (listed in distance on HUD Studies Plate), and you can both the new HUD Research Plate or even the HUD Degree Name(s) having current framework. (They are both you’ll need for the latest build.)